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Pay Over Time

We provide easy and affordable financing through our partner, Bread®, so you can pay for your purchase over time.

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.



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Check your rate in seconds
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Questions? Visit Bread®'s help center.

*Subject to approval of credit application. Rates range from [0/5.99/6.99/7.99]% to 29.99% APR, resulting in, for example, [6/12/24/36 (longest term available)] monthly payments of $[X] at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.