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Pay Over Time

We provide easy and affordable financing through our partner. Bread, so you can pay for your purchase over time*

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.*

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.*

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.*



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Check your rate in seconds
without leaving our site

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Questions? Visit Bread®'s help center.

*Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.